10 Deadly Mistakes

March 24, 2014

Buyers make when purchasing a home:

  1. Making an offer on a home without being prequalified.
    Prequalification will make our life easier –so take the time to speak with a lender. Their specific question in regard to income, debt, etc., will help you determine the price range you can afford.
  2. No having a home inspection.
    Trying to save money today can end up costing you tomorrow. A qualified home inspector will detect issues that many buyers can overlook.
  3. Thinking there is only one perfect house out there.
    Buying a home is a process of elimination, not selection. New properties arrive on the market daily, so be open to all possibilities. Ask your Realtor for a comparative ofsimilar homes that have recently sold, or are still for sale.
  4. Choosing a real estate Agent who is not committed to forming a strong business relationship with you.
    Choose a professional who is dedicated to serving your needs before, during and after the sales.
  5. Limiting your search to open houses, ads, or the internet.
    Many home listed in magazine or on the Internet have already been sold. You should contract a Realtor. They have up to date information that is unavailable to the general public and are the best resource to help you find the home you want.
  6. Not considering long –term needs.
    It is important to think ahead. Will the home suit your needs 3-5 years from now.
  7. Not examining insurance issues.
    Purchasing adequate insurance. Advice from an insurance agent can provide you with answers to any concerns you may have.
  8. Not buying a home protection plan.
    This is essentially a mini insurance policy that usually lasts one year from the close of escrow. It usually covers basic repairs you may encounter and can be purchased for nominal fee. Talk to your agent to help you find the protection plan you need. (I also give you a list of what items is covered in this plan in the following page).
  9. Not following through on due diligence.
    Buyers should make a list of any concerns they have relating to issues such as; crimes rates, schools, nearby, neighbors, environmental conditions, etc.
  10. Not knowing total cost involved.
    Early in the buying process, ask you Realtor or lender for an estimate of closing costs. Title company and attorney fees should be considered. Pre-pay responsibilites such as Homeowner Association fees and insurance must be taken into account.


The Real Value of a Building Permit

February 10, 2014

“It’s one of the most frequently asked questions from homeowners and even some contractors– and it’s a question that’s easily answered. If you want to protect your home and your family, your biggest investment and your peace of mind, get a building permit before doing any construction around the house.”


  1. Your home is your biggest investment. It’s also an investment in your family’s comfort, safety and well being. Construction mistakes can be exasperating, extremely costly, and in some cases even dangerous. 
  2. Permit inspections are essential component to a successful construction project and for maintaining your home’s integrity. Cutting corners puts the value of your home and the safety of your family at risk.
  3. When selling your home, you are required by California law to fully disclose all remodeling work and whether or not permits were obtained. With permits and inspections, you can expect a smoother closing profess free of last-minute hassles, inspections and repair work if the home isn’t up to code.
  4. A building permit ensures that a certified inspector will examine the project to determine if the work is done safely and according to code. This also allows you to ask questions from an unbiased expert. For do-it-yourselfers who don’t do installations or construction work every day, this is particularly valuable. Incorrect building or remodeling can cause house fires, flood damage and structural problems.
  5. Inspections should be viewed as a help, not hindrance. Not only do inspections reveal minor problems that could lead to costly repairs later, they also uncover liability and life-threatening issues like structural weakness, dangerous wiring or defective plumbing.
  6. Prevent mistakes. Preserve your investment.
  7. Think safety. Think value.


How Much is My Home Worth?

February 6, 2014

What is your home worth in today’s market? If you are thinking of selling your home, we can help you establish your home’s current market value for FREE.

Please click the link below.



Search for Public School Districts

February 6, 2014


Search for Public School Districs
 District Information Public School Search   Data Notes/Grant IDs   Help  
District Name:   NCES District ID:
Street Address:   City:   (Browse)
State:   Zip Code:   Distance:
from Zip
County:   (Browse)   Phone #:
SEARCH TIP:If you are having difficulty finding your school, try only entering the city, state, and/or a key word in the name.
SEARCH TIP:  Use the additional characteristics fields in conjunction with any of the District Information.
Additional Characteristicsshould not be used if you have already entered the name of a school district.
 Additional Characteristics
District Types:
regular component supervisory union
regional state federal other
Number of Students:   Number of Schools
Source: CCD public school district data for the 2010-2011, 2011-2012 school years

15 Smart Tips For Savvy Homeowners

December 31, 2013

  1. Have you tried baby wipes on carpet stains?  They work so well, you’ll be wondering why no one told you sooner!
  2. Keep candles in the refrigerator for several hours before use to slow down dripping and make them last longer.
  3. The best way to attack cooked-on-splatters in your microwave: Heat a half cup of water for two minutes on high. The steam will soften the food and the mess will wipe right out.
  4. To Eliminate cooking odors, such as fish, fried bacon, garlic, etc, heat white vinegar in an uncovered pot on the stove. Don’t boil. Remove after 30 minutes. The light vinegar smell dissipates quickly, taking odors with it.
  5. When run through your coffee grinder, a handful of dried rice will sharpen the blades.
  6. After your next party, share flat, leftover beer with your garden. Plants love the yeast.
  7. Place unable remnants of soap in ventilated plastic bag and pack it away with seasonal clothes. This will keep the moths away, and your clothes will smell much better when you take them out of storage.
  8. Ants hate anything spicy. Sprinkle ground pepper, cayenne, even cinnamon, in their path, and you’ll stop them in their tracks.
  9. Your chimney will stay clean if you throw a handful of salt on the fire.
  10. To clean tarnished silverware: Line a large cake pan with aluminium foil. Fill 8 cups of warm water (150F) mixed with 1/4 cup of baking soda. Lay silverware in pan, and watch the stains disappear.
  11. Fill nails holes with a paste made from cornstarch and water. Works just as well as putty!
  12. Leather needs to breathe, so never hang coats or jackets in plastic. Instead, make a dust cover from a pillowcase by cutting a hole in the top for a hanger.
  13. When a wooden door or gate sticks, bring out the hair dryer. By blowing hot air directly on the wood when its sticking, you’ll remove the moisture and the swelling will go down.
  14. Squeaky doors? For drip less solution, use petroleum jelly on the hinges instead of oil.
  15. Slimmer a sliced apple and couple of cinnamon sticks in water on the stove. Your whole house will smell like apple pie.

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